Complete Guide to Buying Property in Spain
Everything foreign buyers need to know about purchasing real estate in Spain
The buying process step by step
Follow these 6 stages to successfully purchase your property in Spain
Guidance for your nationality
Different rules and considerations apply depending on where you're from
United Kingdom
Key Points
- Post-Brexit: 90-day limit in Schengen area per 180 days
- No longer automatic right to live/work in Spain
- S1 form no longer available for healthcare coverage
- Need visa for stays over 90 days (Non-Lucrative Visa)
Tax Information
UK/Spain Double Taxation Treaty prevents being taxed twice. Report Spanish property to HMRC. Capital gains may be taxable in both countries with credit relief.
Residency Options
Investor visa route withdrawn in April 2025
Banking Tips
Use Wise or Revolut for favorable exchange rates. Spanish banks may require additional proof of funds due to Brexit. Consider currency hedging for large transfers.
Special Considerations
- • Driving license: UK licenses valid 6 months, then need Spanish license
- • Healthcare: Must have private insurance or pay into Spanish system
- • Pets: Pet passport no longer valid, need EU Health Certificate
Calculate your total costs
Get an estimate of all fees and taxes involved in your purchase
Transfer tax is set per community, not nationally.
* These are estimates. Actual costs may vary based on specific circumstances, location, and professional fees. Consult with a lawyer for accurate figures.
Rates are set per autonomous community and do change. Confirm the current figures with a Spanish lawyer or tax adviser before you budget.
Frequently Asked Questions
Answers to common questions about buying property in Spain
Still have questions?
Our AI Buying Advisor can answer your specific questions about purchasing property in Spain